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United States Virgin Islands 🇻🇮

backpacking North America United States Virgin Islands 🇻🇮National park hikes, Danish forts and easy snorkeling on three islands.

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Backpacking United States Virgin Islands in 2027

A complete guide including when and where to go, costs, transport, itineraries, and practical travel advice.
An overview of visiting United States Virgin Islands

Backpacking United States Virgin Islands
By Johan Kruseman 🇳🇱 | Updated October 23, 2026

The United States Virgin Islands are American territory with a Danish past. Denmark ruled these islands for roughly two centuries before the 1917 sale to the United States, and cars still drive on the left, a habit that trips up nearly every first-time renter.

The draw is water and terrain on a small scale. Virgin Islands National Park covers about 60 percent of St. John, Buck Island’s reef sits a short boat ride off St. Croix, and Christiansted keeps its yellow Danish fort and arcaded streets. The challenges are cost and timing. Lodging and groceries run well above mainland prices, so book a place with a kitchen. Charlotte Amalie fills on cruise days, so check the ship schedule and go early or late.

Compared with the British Virgin Islands, life here is less yacht-centered. Puerto Rico is bigger and cheaper. The islands suit hikers, snorkelers and slow travelers, not anyone chasing rock-bottom budgets.

St. Thomas (Charlotte Amalie, Red Hook, Magens Bay)

Most visitors to the US Virgin Islands arrive on St. Thomas, and the usual mistake is timing. When three or four cruise ships dock, Charlotte Amalie’s Main Street and Magens Bay fill by mid-morning and safari taxis run full. Check the port schedule and spend those days around Red Hook on the east end. Traffic drives on the left in American cars, so allow 30 to 45 minutes to cross the island. It suits short stays and ferry-hoppers.

St. John (Cruz Bay, Coral Bay, Trunk Bay)

About 60 percent of St. John is Virgin Islands National Park, and the ferry from Red Hook to Cruz Bay takes about 20 minutes. Rental jeeps sell out weeks ahead in winter, so book before you fly or plan your days around safari taxis and trailheads such as Reef Bay and Ram Head. Trunk Bay charges a park fee, and Cinnamon Bay parking fills early. Coral Bay, 25 minutes away over steep switchbacks, is slower and quieter. It suits hikers and snorkelers.

St. Croix (Christiansted, Frederiksted, Buck Island)

St. Croix lies roughly 65 kilometers south of St. Thomas, so treat it as a separate trip. Ferries run irregularly, which makes the 25-minute seaplane or a short flight the reliable link. Christiansted has Danish-era arcades, a yellow fort and the boats to Buck Island’s underwater snorkel trail. Frederiksted, 30 minutes west, stays quiet except on cruise days. Distances are long and taxis scarce, so rent a car. It suits divers, food lovers and anyone avoiding crowds.
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Why go?Reasons people choose to visit

Beach life

Beach life in the United States Virgin Islands centers on calm, clear bays and reefs close to shore. Maho Bay on St. John has turtles grazing in seagrass a few meters out, and the Frederiksted pier on St. Croix is known for night dives. Use reef-safe sunscreen, since oxybenzone-based products are banned here, and go early before crowds.

⭐ HighlightsWhat not to miss along the way

  • Trunk Bay: A white crescent on St. John’s north shore with an underwater snorkel trail marked by submerged plaques naming the corals and fish. Arrive at opening and the sand is still cool underfoot, with only the hiss of small waves for company.
  • Buck Island Reef National Monument: Off St. Croix, a protected reef where elkhorn coral grows in shallow, bright water. On the boat back, salt dries tight on your skin while frigatebirds hang motionless overhead.
  • Annaberg Plantation: Stone ruins of a sugar works on St. John, with a windmill tower facing the channel toward Tortola. The masonry mixes coral, brick and basalt, and the trade wind never quite stops.
  • Magens Bay: St. Thomas’s sheltered, kilometer-plus beach, calm enough for floating for an hour. Sea grape trees shade the back, and their leathery leaves rattle in the breeze.
  • Christiansted National Historic Site: Fort Christiansvaern, painted ochre, anchors a Danish harbor district of warehouses and customs buildings. Inside, the thick walls
… read more 👉
  • Trunk Bay: A white crescent on St. John’s north shore with an underwater snorkel trail marked by submerged plaques naming the corals and fish. Arrive at opening and the sand is still cool underfoot, with only the hiss of small waves for company.
  • Buck Island Reef National Monument: Off St. Croix, a protected reef where elkhorn coral grows in shallow, bright water. On the boat back, salt dries tight on your skin while frigatebirds hang motionless overhead.
  • Annaberg Plantation: Stone ruins of a sugar works on St. John, with a windmill tower facing the channel toward Tortola. The masonry mixes coral, brick and basalt, and the trade wind never quite stops.
  • Magens Bay: St. Thomas’s sheltered, kilometer-plus beach, calm enough for floating for an hour. Sea grape trees shade the back, and their leathery leaves rattle in the breeze.
  • Christiansted National Historic Site: Fort Christiansvaern, painted ochre, anchors a Danish harbor district of warehouses and customs buildings. Inside, the thick walls hold the morning cool long after the street outside heats up.
Off the map, try Bordeaux Mountain on St. John, sunrise at Point Udall on St. Croix, or a night paddle on Salt River Bay.
Spotted a mistake or missing a highlight? Contact us.

But United States Virgin Islands offers more...

Discover and compare all of its highlights per category

🧭 RoutesPlanning a route that makes sense

The 2-Day St. Thomas Route


A compact weekend on the most connected island, splitting time between Danish-era streets and calm north-shore water. It’s easy to run without a car and leaves room for long swims instead of long transfers.
  • Fort Christian and the old stairways of Charlotte Amalie
  • A ferry hop to car-free Water Island
  • The sheltered horseshoe of Magens Bay
  • Shallow-water snorkeling at Coki Beach

👉 explore this 2-day route

The 3-Day St. John National Park Route


Three days of trail mornings and beach afternoons on the island that is mostly national park. It’s for travelers who measure a good day in turtles spotted and sweat earned.
  • Petroglyphs and sugar ruins on the Reef Bay Trail
  • Grazing sea turtles at Maho Bay
  • The underwater snorkel trail at Trunk Bay
  • A clifftop finish on the Ram Head Trail

👉 explore this 3-day route

The 5-Day Three-Island Route


A full sweep of the territory, from colonial capitals to quiet bays and a reef protected as a national monument. It finishes on St. Croix, where the … read more 👉

The 2-Day St. Thomas Route


A compact weekend on the most connected island, splitting time between Danish-era streets and calm north-shore water. It’s easy to run without a car and leaves room for long swims instead of long transfers.
  • Fort Christian and the old stairways of Charlotte Amalie
  • A ferry hop to car-free Water Island
  • The sheltered horseshoe of Magens Bay
  • Shallow-water snorkeling at Coki Beach

👉 explore this 2-day route

The 3-Day St. John National Park Route


Three days of trail mornings and beach afternoons on the island that is mostly national park. It’s for travelers who measure a good day in turtles spotted and sweat earned.
  • Petroglyphs and sugar ruins on the Reef Bay Trail
  • Grazing sea turtles at Maho Bay
  • The underwater snorkel trail at Trunk Bay
  • A clifftop finish on the Ram Head Trail

👉 explore this 3-day route

The 5-Day Three-Island Route


A full sweep of the territory, from colonial capitals to quiet bays and a reef protected as a national monument. It finishes on St. Croix, where the evenings belong to glowing water and the afternoons to rum.
  • Buck Island Reef and its underwater trail
  • A night paddle on a bioluminescent bay
  • Annaberg ruins and the swim to Waterlemon Cay
  • Christiansted’s yellow Danish fort

👉 explore this 5-day route

🌤️ When to go?Best time to visit United States Virgin Islands

May and June are the best months to visit the US Virgin Islands: winter’s dry weather mostly holds, hurricane risk is still low, and room rates fall sharply once the winter crowds leave. St. Croix stays drier and quieter year-round, while St. Thomas and St. John feel the cruise ships and holiday spikes far more.
  • Peak season (mid-December to mid-April): 24 to 29°C (75 to 84°F), little rain and steady trade winds. Expect top prices and several cruise ships some days in Charlotte Amalie. St. John campsites and villas book out months ahead.
  • Shoulder season (late April to July): hotter, calmer seas, lower rates and thinner crowds. July breaks the lull on St. John, where the St. John Festival fills Cruz Bay around July 4.
  • Hurricane peak (August to October): humid and stormy, with the lowest prices. Many St. John and St. Croix businesses close for weeks in September.
  • Early winter (November to mid-December): drier, breezy, fully open and still reasonably priced.
Between August and October, book refundable rooms and buy insurance that covers hurricane cancellations.

source: climatestotravel.comJANJanuary: good for travelingFEBFebruary: good for travelingMARMarch: good for travelingAPRApril: highly recommended for travelingMAYMay: excellent for travelingJUNJune: excellent for travelingJULJuly: good for travelingAUGAugust: fair for travelingSEPSeptember: fair for travelingOCTOctober: fair for travelingNOVNovember: highly recommended for travelingDECDecember: good for traveling
united-states-virgin-islands-candice-brown-iBjow4JiQpU-unsplash

💰 Costs (as of 2026)Prices, expenses, and money tips

Backpacking the United States Virgin Islands costs most budget travelers US$120 to 200 a day, which makes it one of the most expensive places to backpack in the Caribbean. The islands have no hostel scene, so your bed takes the biggest share of the money. Prices are in US dollars, and groceries cost noticeably more than on the US mainland because nearly everything arrives by ship. Puerto Rico is about 40 minutes away by plane and much cheaper, with San Juan dorm beds at roughly US$30 to 50. The neighboring British Virgin Islands also use US dollars but cost more than the USVI, mostly because getting around there depends on boats.
CategoryBudget RangeLocal Reality
Dorm accommodationUS$60 to 110 per nightThere are no real dorms, so plan on camping or a cheap guesthouse room. A bare tent site at Cinnamon Bay Campground on St. John runs about US$60 to 80, and its eco-tents cost well over US$100. Basic guesthouse rooms in Christiansted on St. Croix start around US$100 to 150 before the 12.5% hotel tax. Splitting a room with two other people is the cheapest way to cut this cost.
MealsUS$35 to 55 per dayA fried pâté from a roadside stand costs US$4 to 6, and a plate of stew chicken with rice
… read more 👉
Backpacking the United States Virgin Islands costs most budget travelers US$120 to 200 a day, which makes it one of the most expensive places to backpack in the Caribbean. The islands have no hostel scene, so your bed takes the biggest share of the money. Prices are in US dollars, and groceries cost noticeably more than on the US mainland because nearly everything arrives by ship. Puerto Rico is about 40 minutes away by plane and much cheaper, with San Juan dorm beds at roughly US$30 to 50. The neighboring British Virgin Islands also use US dollars but cost more than the USVI, mostly because getting around there depends on boats.
CategoryBudget RangeLocal Reality
Dorm accommodationUS$60 to 110 per nightThere are no real dorms, so plan on camping or a cheap guesthouse room. A bare tent site at Cinnamon Bay Campground on St. John runs about US$60 to 80, and its eco-tents cost well over US$100. Basic guesthouse rooms in Christiansted on St. Croix start around US$100 to 150 before the 12.5% hotel tax. Splitting a room with two other people is the cheapest way to cut this cost.
MealsUS$35 to 55 per dayA fried pâté from a roadside stand costs US$4 to 6, and a plate of stew chicken with rice and peas from a food truck or local spot costs US$14 to 20. Supermarkets such as Pueblo or Cost-U-Less are 30 to 50% pricier than mainland stores, but making your own breakfast and lunch still saves US$20 or more a day.
Local transportUS$10 to 25 per dayOn St. Thomas, open-air safari taxis cost about US$2 to 3 per ride along the main routes, and the public VITRAN bus costs about US$1. The Red Hook to Cruz Bay ferry is about US$8 one way. On St. John, shared taxis to the beaches charge US$8 to 10 per person each way.
ActivitiesUS$5 to 30 per day (US$120+ on tour days)Hiking and most beaches are free, and Trunk Bay charges a US$5 day fee. The biggest costs are boat trips: a full-day snorkel sail costs US$120 to 160, and a two-tank dive costs US$130 to 160. Renting snorkel gear for about US$10 to 15 a day and swimming off the beach costs far less.
MiscellaneousUS$10 to 20 per dayA gallon of drinking water costs US$4 to 6. A beer at a bar costs US$5 to 8. Reef-safe sunscreen costs US$15 to 20 a bottle, and the territory bans sunscreens containing oxybenzone. Ice for the cooler and the small per-bag fees on ferries add to the bill too.
Total Daily BudgetUS$120 to 200A camper who cooks, takes safari taxis and spends most days snorkeling off the beach can stay near US$120. If you stay in a guesthouse, eat local plates and take one boat trip a week, expect around US$200.
I’d put the money into one good snorkel sail and save on everything else. Your biggest savings come from food and drinks, since you can’t do much about the cost of a bed here.
⚠️ Prices can change and everyone travels differently, so take this as a rough guide. Hope it helps you plan your adventure!

✈️ The backpacker research shortcutUnited States Virgin Islands Travel Guide

An offline-friendly backpacking guide with optimized travel routes, ranked highlights, transport advice, and the best areas to stay.
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The digital guide (144 pages) contains:
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✅ Month by month travel advice
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✅ Honest pros & cons of destinations
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✅ Clear “worth it vs skip it” guidance

🛏️ Travel smoothly without rookie mistakes
✅ Best areas to stay
✅ Transport systems explained simply
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✅ Culture & traditions
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🛏️ Where to stay?Best areas to base yourself

True dorm hostels are almost nonexistent in the United States Virgin Islands, so budget travelers here rely on small guesthouses, rooms above shops and campground tents, with private rooms rarely dipping below US$120 to 180 a night in high season. On St. Thomas, Charlotte Amalie and neighboring Frenchtown have the cheapest beds and the best restaurant and bar scene within walking distance (though some downtown backstreets feel deserted and sketchy after dark), while Red Hook on the East End costs more but puts you beside the St. John ferry and a lively marina bar strip. St. John, with Cruz Bay … read more 👉
True dorm hostels are almost nonexistent in the United States Virgin Islands, so budget travelers here rely on small guesthouses, rooms above shops and campground tents, with private rooms rarely dipping below US$120 to 180 a night in high season. On St. Thomas, Charlotte Amalie and neighboring Frenchtown have the cheapest beds and the best restaurant and bar scene within walking distance (though some downtown backstreets feel deserted and sketchy after dark), while Red Hook on the East End costs more but puts you beside the St. John ferry and a lively marina bar strip. St. John, with Cruz Bay as its small, walkable hub, offers campground tents and eco-cabins close to the national park beaches, and on St. Croix, Christiansted has the widest choice of mid-priced inns and nightlife, whereas Frederiksted is quieter, cheaper and better for sunset swims than going out.

If you enjoy meeting fellow travelers, consider choosing hostels with high ratings for atmosphere. On the other hand, if you prefer having your own space, a hotel might be a better option.

🚌 Getting aroundHow to travel within the country

In the US Virgin Islands, the open-air safari taxis cost US$2 to 3 a ride, while a regular taxi on the same short hop runs US$10 to 15 per person. Taxi rates are charged per passenger, so a group of four pays four fares. Agree on the total before the door closes.
  • Safari taxis: converted pickup trucks with bench seats, running fixed routes on St. Thomas and St. John. Expect US$2 to 3 in cash, so carry small bills. Charlotte Amalie to Red Hook takes 40 to 50 minutes with stops. Wave one down at the
… read more 👉
In the US Virgin Islands, the open-air safari taxis cost US$2 to 3 a ride, while a regular taxi on the same short hop runs US$10 to 15 per person. Taxi rates are charged per passenger, so a group of four pays four fares. Agree on the total before the door closes.
  • Safari taxis: converted pickup trucks with bench seats, running fixed routes on St. Thomas and St. John. Expect US$2 to 3 in cash, so carry small bills. Charlotte Amalie to Red Hook takes 40 to 50 minutes with stops. Wave one down at the roadside and press the buzzer to get off. Service thins out after early evening, which strands people at the far end of the island.
  • VITRAN buses: government buses on St. Thomas, St. John and St. Croix for about US$1. Christiansted to Frederiksted takes 45 to 60 minutes. They have air conditioning, but timetables are loose, so leave slack before any ferry or flight.
  • Ferries: Red Hook to Cruz Bay on St. John takes about 20 minutes, runs roughly hourly and costs around US$8 to 9 one way, plus a small fee per bag. Buy tickets at the dock window. The Charlotte Amalie route takes about 45 minutes and costs more. Check the last sailing before you settle into a bar.
  • Rental cars: about US$60 to 100 a day on St. Thomas, and often US$90 to 150 for a Jeep on St. John. In high season (December to April) you need to book weeks ahead. Traffic drives on the left in left-hand-drive cars, on steep, potholed roads.
  • Seaplane and ferry to St. Croix: the seaplane takes about 25 to 30 minutes and costs roughly US$90 to 150 one way. The ferry takes around 2 hours and doesn’t sail every day.
Book the St. Croix leg before anything else, because seaplane seats and ferry days are the inflexible piece of any island-hopping plan.
Cyril E. King Airport (STT) sits about 3 km (2 miles) west of downtown Charlotte Amalie on St. Thomas in the United States Virgin Islands, and the cheapest reliable option is the VITRAN public bus or a shared “safari” open-air taxi along the main road.
  • VITRAN public bus (15 to 25 minutes, about US$1): Walk out to the bus stop on the main highway at the airport entrance road and pay the driver in exact cash; service is infrequent and winds down by early evening.
  • Safari “dollar ride” taxi (15 to 20 minutes, about US$2 to 3 per person): Flag down one of the open-air pickup-truck safaris heading east on the highway toward town and pay cash when you get off; they run mostly in daylight and are hard to find after dark.
  • Official airport taxi (10 to 15 minutes, about US$9 to 12 per person plus US$2 to 4 per bag): Taxi dispatchers wait outside arrivals and charge fixed per-person rates set by the territory’s Taxicab Commission, cash is safest, and rates per person drop when the van fills up.
  • Ride-hailing apps (10 to 15 minutes, no reliable fare): Uber and Lyft do not operate a dependable service on St. Thomas, so plan on the official taxis instead.
If you land late at night, take a dispatcher-assigned taxi straight from the curb (they meet the last flights) and have your guesthouse’s exact address ready, since buses and safaris will have stopped and some downtown streets are empty after dark.
⚠️ Prices and routes can change, so take this as a rough guide and ask for local advice when you arrive.
🚀 Don’t waste time on the road.
We’ll generate a route that minimizes unnecessary travel and fits your available days.

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🔒 Safety (risk Level: low)Safety considerations for travelers

Safety for solo travelers, including women and LGBTQ+ individuals
The US Virgin Islands are generally manageable for solo travelers, including women, as long as you take the same precautions you would in a mid-sized US city. Most violent crime is concentrated in specific neighborhoods and rarely involves visitors, but petty theft from beach bags and rental cars is common, and walking alone through quiet parts of Charlotte Amalie or Christiansted after dark is best avoided. Women may get some catcalling, which is easiest to ignore and walk past. Same-sex marriage is legal under US law and the tourist areas are welcoming to LGBTQ+ travelers, with Frederiksted on St. Croix known as especially friendly, although attitudes in the wider community lean conservative and religious, so public affection draws more attention outside resorts.

✈️ VisaVisa requirements for United States Virgin Islands

The US Virgin Islands follow standard United States entry rules, so you need either an approved ESTA under the Visa Waiver Program or a US B-1/B-2 visitor visa. Apply for the visa through a US embassy or consulate in your home country, and for an ESTA online through the official US government portal. US citizens need no passport to arrive from the mainland, but everyone passes a US Customs and Border Protection check when flying back to the mainland.
⚠️ Visa requirements can change over time, so always check the latest visa requirements with the official embassy or government website before you travel.

🎒 What to pack?What you'll need while traveling

Packing for the US Virgin Islands is about managing heat, sun and salt water, with daytime temperatures of roughly 27 to 32°C (80 to 90°F) all year. Only reef-safe sunscreen is allowed in the territory, because sunscreens containing oxybenzone and similar chemicals are banned, so buy the right kind before you fly rather than paying island prices. Sturdy sandals or light trail shoes make a big difference on St. John’s rocky, steep hiking trails and on the walks down to beaches. Bring a cover-up or light shirt for town, since locals expect you to dress beyond beachwear in shops, restaurants and churches. If you travel between June and November, add a light rain jacket and some flexibility for hurricane season.

Apart from this country specific advice, I have also crafted a general packing list that should help on any trip. authorOver the years, I've learned the importance of packing minimally. It's so much easier to jump on the back of a truck or squeeze yourself into the last spot of a minibus without that supersized backpack. If you're headed to a warm destination, leave your winter jacket at home; for colder regions, opt for thin thermal underlayers. Instead of packing your entire wardrobe, bring just three sets of clothes, as laundry facilities are available everywhere.

View the full list 👉

🙋 FAQQuick answers to practical concerns

Trip Planning

Planning a backpacking route through United States Virgin Islands can be tricky — you need to balance must-see places, travel times, budget, and how long to stay in each destination. Our free personalized United States Virgin Islands itinerary planner creates a route based on your travel style, trip duration, and interests, so you can spend less time researching and more time exploring.



Personal tip: I normally search on good rating for atmosphere (for meeting people) and location (for easy exploring). Cleanliness as a bonus.


Travel Essentials

No vaccinations are required to enter the US Virgin Islands, but you should be up to date on routine shots such as MMR, tetanus-diphtheria and the seasonal flu vaccine. Hepatitis A and hepatitis B vaccines are commonly recommended for travelers. Dengue is present on the islands and there is no travel vaccine for it, so use mosquito repellent, especially around dawn and dusk and during the wetter months.


vaccination requirements
When I first started traveling, I often spent part of my first day in a new country hunting for a local SIM card. While this can still be slightly cheaper, it also takes time and planning.

These days, it's much simpler to install an eSIM before leaving home. Once you arrive in United States Virgin Islands, you can activate it immediately and have mobile data from the moment you land — which is especially useful for ordering transport or navigating away from busy airports.

There are many providers nowadays, and price differences are usually small. I personally go with Holafly, as it offers excellent network coverage throughout the country and strong global coverage, so you can manage multiple countries from a single app.


HolaFly eSim

Culture & Customs

Courtesy and patience matter a lot in the US Virgin Islands, and service moves at a slower pace than on the mainland, so pushing for speed tends to backfire. Do cover up when you leave the beach: walking through town or into shops in swimwear or shirtless is considered disrespectful. Do ask before photographing people, especially vendors and elders. Don’t touch or stand on coral, don’t feed wildlife, and follow the national park rules on St. John, where about 60 percent of the island is protected land. Don’t describe the islands as simply “America”, because locals have a distinct Caribbean identity and a strong sense of their Danish-colonial and African heritage. Churches expect modest dress, with covered shoulders and knees. Women and LGBTQ+ travelers face no specific rules, but keeping public affection low-key outside tourist zones avoids unwanted attention.
Trying traditional food is always a great way to experience the culture. Here are some must-try dishes for United States Virgin Islands.
  1. Fish and fungi: the territory’s signature plate. Fungi (pronounced “foon-gee”) is a cornmeal and okra mash, served with stewed or boiled fish, usually snapper, in a light tomato and onion gravy. It descends from West African cooking and is the dish most locals name as truly Virgin Islander.
  2. Kallaloo: a thick stew of local greens, okra, salted meat and seafood. It is traditionally cooked for Old Year’s Night and is believed to bring good luck.
  3. Pate: fried pastry turnovers (pronounced “pah-tay”) stuffed with spiced beef, saltfish, chicken or conch. They are the go-to cheap snack from roadside vendors and food trucks, and are everywhere during Carnival.
  4. Johnnycakes: puffy fried dough, slightly sweet. They come with almost everything, from saltfish breakfasts to fried fish lunches.
  5. Saltfish and dumb bread: sautéed salted cod with peppers and onions, eaten with a dense, round bread. It is a classic St. Croix breakfast.
  6. Goat water: a peppery, brothy goat stew. It is popular at festivals, rum shacks and family gatherings.
  7. Red grout: a tapioca and guava pudding, a legacy of Danish colonial rule. It is traditionally made for Transfer Day and other holidays.
  8. Maubi: a fermented drink brewed from tree bark, spices and sugar. Its flavor is bitter-sweet, it is sold in reused bottles by local vendors, and many locals call it a tonic.
Tap water in the US Virgin Islands comes from desalination plants and household rainwater cisterns, and its quality varies from building to building. Many locals drink bottled or filtered water, and St. Croix has had public-supply contamination advisories in recent years. Travelers should stick to bottled or filtered water for drinking, and a refillable bottle with a filter cuts down on plastic waste.
English is the official language of the US Virgin Islands and is spoken everywhere, from Charlotte Amalie and Cruz Bay to the smallest village on St. Croix. Among themselves, many locals use Virgin Islands Creole, which is fast and full of local vocabulary. If you miss something, just ask the person to repeat it. Spanish is useful on St. Croix, home to a large Puerto Rican community, but you won’t need any language other than English to get by.

Money & Payments

The local currency of United States Virgin Islands is USD ($).
The US Virgin Islands use the US dollar, and ATMs are easy to find in Charlotte Amalie, Red Hook, Christiansted and at the airports, mostly run by Banco Popular, FirstBank and Oriental Bank. Expect a local fee of about US$3 to 5 per withdrawal on top of whatever your home bank charges. On St. John, ATMs are clustered in Cruz Bay and sometimes run dry on busy weekends. Cards are accepted at hotels, most restaurants, supermarkets and car rental desks. You need cash for safari taxis, VITRAN buses, many regular taxis, food trucks, beach vendors and rum shacks. Bring US dollars rather than euros, which are not accepted anywhere, and if you must change foreign currency, use a bank branch in Charlotte Amalie or Christiansted, since there are few exchange bureaus.
Tipping in the US Virgin Islands follows mainland US norms, with 15 to 20 percent expected at sit-down restaurants and US$1 to 2 per drink at bars. Many restaurants add a 10 to 18 percent service charge automatically, so check your bill before tipping on top of it. Taxi drivers usually get 10 to 15 percent, and housekeeping around US$3 to 5 a night.

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We 💚 feedbackWhat to know before planning your trip

Backpacking the United States Virgin Islands means accepting high prices in return for easy entry, clear water and trails you can reach without a guide. I would stay on St. John or St. Croix and treat St. Thomas as a gateway. The small downside: dining out adds up fast, so a kitchen and a cooler pay for themselves. It is best for snorkelers, hikers and anyone curious about Caribbean history. It is not ideal for those after cheap hostels or a big party scene.

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The information on this page is based on in-depth research, insights shared by experienced travelers, and feedback from the local travel community in United States Virgin Islands. While every effort is made to keep the information accurate and current, conditions can change — so if you spot anything incorrect or outdated, please get in touch.



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Johan, backpacker and founder of TakeYourBackpackHi, I’m Johan (Netherlands 🇳🇱), the creator of TakeYourBackpack. Over the past 3 decades, I’ve backpacked through 90+ countries across six continents, gaining extensive experience with independent travel, long-term trips, and overland routes.

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